Lender in Minnesota · HMDA 2025
Pennymac Loan Services, LLC mortgages in Minnesota
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 1,527 owner-occupied single-family loans in Minnesota from 1,827 completed applications, making it the state's #9 lender by volume.
Its median conventional purchase loan costs were $5,430 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.624% (Minnesota: 6.625%).
Loans in MN
1,527
of 1,827 applications
Denial rate
7.7%
Purchase · MN 5.2%
Rate spread
+0.13 pts
Conv. · MN +0.15 pts
Loan amount
$355,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 898 | 823 | 7.7% | 6.624% | +0.13 pts | $5,430 | $355,000 |
| Refinance | 512 | 420 | 11.3% | 6.250% | −0.06 pts | $6,290 | $355,000 |
| Cash-out refinance | 417 | 284 | 29.0% | 6.875% | +0.35 pts | $6,940 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Pennymac Loan Services, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 53.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Meeker County | 3 | 18 | 6.2% |
| Lac qui Parle County | 3 | 4 | 7.8% |
| Chisago County | 6 | 35 | 3.8% |
| Hubbard County | 7 | 6 | 2.8% |
| Swift County | 7 | 4 | 4.5% |
| Hennepin County | 8 | 380 | 2.3% |
| Anoka County | 8 | 134 | 2.5% |
| Sherburne County | 8 | 42 | 2.4% |
| Isanti County | 8 | 19 | 2.6% |
| Kandiyohi County | 8 | 18 | 4.0% |
| Todd County | 8 | 10 | 3.8% |
| Brown County | 8 | 9 | 3.1% |
| Wright County | 9 | 77 | 2.5% |
| Morrison County | 9 | 12 | 3.1% |
| Wadena County | 9 | 4 | 3.0% |
| Dakota County | 10 | 147 | 2.3% |
| Carver County | 10 | 55 | 2.8% |
| Rice County | 12 | 17 | 2.1% |
| Le Sueur County | 12 | 8 | 2.0% |
| Renville County | 12 | 4 | 2.7% |
| Washington County | 13 | 88 | 1.9% |
| Benton County | 13 | 12 | 2.2% |
| McLeod County | 13 | 10 | 2.0% |
| Dodge County | 13 | 7 | 2.2% |
| Sibley County | 13 | 5 | 2.3% |
| Pope County | 13 | 3 | 2.6% |
| Ramsey County | 14 | 116 | 2.0% |
| Scott County | 14 | 45 | 1.9% |
| Beltrami County | 14 | 5 | 1.9% |
| Lake County | 14 | 3 | 1.6% |
- Pennymac Loan Services, LLC nationwide
- Minnesota mortgage market
- Pennymac Loan Services, LLC in California
- Pennymac Loan Services, LLC in Florida
- Pennymac Loan Services, LLC in Texas
- Pennymac Loan Services, LLC in Georgia
- Pennymac Loan Services, LLC in Pennsylvania
- Pennymac Loan Services, LLC in North Carolina
- Pennymac Loan Services, LLC in Virginia
- Pennymac Loan Services, LLC in New York
- Pennymac Loan Services, LLC in Tennessee
- Pennymac Loan Services, LLC in Ohio
- Pennymac Loan Services, LLC in New Jersey
- Pennymac Loan Services, LLC in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology