Lender in West Virginia · HMDA 2025
Pennymac Loan Services, LLC mortgages in West Virginia
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in West Virginia, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 245 owner-occupied single-family loans in West Virginia from 330 completed applications, making it the state's #16 lender by volume.
Loans in WV
245
of 330 applications
Denial rate
21.7%
Purchase · WV 9.4%
Rate spread
—
Conv. · WV +0.16 pts
Loan amount
$205,000
Purchase · WV $225,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 60 | 47 | 21.7% | — | — | — | $205,000 |
| Refinance | 138 | 112 | 12.3% | — | — | — | $295,000 |
| Cash-out refinance | 132 | 86 | 34.8% | — | — | — | $195,000 |
*Conventional loans only; medians with at least 20 loans.
West Virginia counties where Pennymac Loan Services, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Upshur County | 8 | 5 | 3.4% |
| Berkeley County | 9 | 82 | 2.8% |
| Lewis County | 9 | 4 | 4.2% |
| Mercer County | 10 | 11 | 2.7% |
| Webster County | 10 | 1 | 3.5% |
| Hampshire County | 12 | 8 | 2.7% |
| Barbour County | 12 | 2 | 2.7% |
| Randolph County | 13 | 3 | 2.1% |
| Jefferson County | 15 | 26 | 1.5% |
| Marion County | 15 | 9 | 1.6% |
| Fayette County | 15 | 4 | 1.6% |
| Jackson County | 15 | 4 | 1.8% |
| Grant County | 15 | 2 | 2.2% |
| Boone County | 16 | 3 | 2.9% |
| Harrison County | 17 | 9 | 1.5% |
| Morgan County | 17 | 4 | 1.3% |
| Preston County | 17 | 3 | 1.3% |
| Logan County | 17 | 2 | 1.2% |
| Raleigh County | 18 | 9 | 1.2% |
| Nicholas County | 19 | 2 | 1.4% |
| Ritchie County | 19 | 1 | 3.3% |
| Tyler County | 20 | 1 | 2.5% |
| Wayne County | 22 | 3 | 1.1% |
| Mason County | 22 | 2 | 1.2% |
| Cabell County | 23 | 8 | 0.9% |
| Wood County | 23 | 8 | 1.0% |
| Pendleton County | 24 | 1 | 1.8% |
| Ohio County | 25 | 3 | 0.9% |
- Pennymac Loan Services, LLC nationwide
- West Virginia mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology