Lender in Idaho · HMDA 2025
Planet Home Lending, LLC mortgages in Idaho
Planet Home Lending, LLC's 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
Planet Home Lending, LLC originated 277 owner-occupied single-family loans in Idaho from 304 completed applications.
Its median conventional purchase loan costs were $8,260 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.50% (Idaho: 6.50%).
Loans in ID
277
of 304 applications
Denial rate
5.8%
Purchase · ID 4.9%
Rate spread
+0.23 pts
Conv. · ID +0.06 pts
Loan amount
$335,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 243 | 228 | 5.8% | 6.500% | +0.23 pts | $8,260 | $335,000 |
| Refinance | 44 | 36 | 11.4% | — | — | — | $375,000 |
| Cash-out refinance | 17 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where Planet Home Lending, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jerome County | 4 | 28 | 8.3% |
| Lincoln County | 6 | 3 | 5.2% |
| Twin Falls County | 7 | 72 | 4.9% |
| Cassia County | 7 | 13 | 4.5% |
| Minidoka County | 8 | 11 | 3.5% |
| Gooding County | 8 | 6 | 3.9% |
| Kootenai County | 9 | 84 | 2.7% |
| Idaho County | 14 | 2 | 1.1% |
| Blaine County | 20 | 2 | 0.8% |
| Clearwater County | 21 | 1 | 1.0% |
| Elmore County | 24 | 3 | 0.5% |
- Planet Home Lending, LLC nationwide
- Idaho mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology