Lender in Illinois · HMDA 2025
Planet Home Lending, LLC mortgages in Illinois
Planet Home Lending, LLC's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Planet Home Lending, LLC originated 295 owner-occupied single-family loans in Illinois from 372 completed applications.
Its median conventional purchase loan costs were $3,810 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.625% (Illinois: 6.625%).
Loans in IL
295
of 372 applications
Denial rate
21.6%
Purchase · IL 9.2%
Rate spread
+0.24 pts
Conv. · IL +0.27 pts
Loan amount
$265,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 97 | 75 | 21.6% | 6.625% | +0.24 pts | $3,810 | $265,000 |
| Refinance | 236 | 191 | 15.7% | 7.125% | +0.61 pts | $2,070 | $265,000 |
| Cash-out refinance | 39 | 29 | 25.6% | — | — | — | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Planet Home Lending, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Putnam County | 9 | 2 | 3.4% |
| White County | 11 | 2 | 1.6% |
| Stark County | 12 | 1 | 2.1% |
| Lee County | 13 | 5 | 1.8% |
| Schuyler County | 13 | 1 | 1.8% |
| Johnson County | 17 | 1 | 1.2% |
| Wayne County | 17 | 1 | 1.1% |
| Massac County | 18 | 1 | 0.7% |
| DeKalb County | 19 | 22 | 1.5% |
| Coles County | 19 | 3 | 0.8% |
| Stephenson County | 22 | 5 | 1.1% |
| Clark County | 22 | 1 | 0.8% |
| Perry County | 24 | 1 | 0.9% |
| Edgar County | 25 | 1 | 0.7% |
| Mason County | 25 | 1 | 0.6% |
- Planet Home Lending, LLC nationwide
- Illinois mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology