Lender in Alabama · HMDA 2025
Prosperity Home Mortgage, LLC mortgages in Alabama
Prosperity Home Mortgage, LLC's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Prosperity Home Mortgage, LLC originated 483 owner-occupied single-family loans in Alabama from 538 completed applications.
Its median conventional purchase loan costs were $4,110 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.625% (Alabama: 6.562%).
Loans in AL
483
of 538 applications
Denial rate
6.2%
Purchase · AL 9.1%
Rate spread
+0.21 pts
Conv. · AL +0.17 pts
Loan amount
$265,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 436 | 405 | 6.2% | 6.625% | +0.21 pts | $4,110 | $265,000 |
| Refinance | 56 | 50 | 7.1% | — | — | — | $255,000 |
| Cash-out refinance | 46 | 28 | 37.0% | — | — | — | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Prosperity Home Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Walker County | 5 | 22 | 4.1% |
| Conecuh County | 5 | 2 | 3.9% |
| Blount County | 6 | 20 | 2.9% |
| Shelby County | 8 | 112 | 2.7% |
| Chilton County | 10 | 10 | 2.1% |
| Jefferson County | 12 | 153 | 1.9% |
| St. Clair County | 13 | 30 | 1.8% |
| Fayette County | 16 | 2 | 1.2% |
| Marion County | 17 | 3 | 1.4% |
| Coosa County | 18 | 1 | 1.5% |
| Lamar County | 21 | 1 | 1.0% |
| Cullman County | 22 | 12 | 1.1% |
- Prosperity Home Mortgage, LLC nationwide
- Alabama mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology