Lender in North Carolina · HMDA 2025
Prosperity Home Mortgage, LLC mortgages in North Carolina
Prosperity Home Mortgage, LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Prosperity Home Mortgage, LLC originated 1,155 owner-occupied single-family loans in North Carolina from 1,225 completed applications.
Its median conventional purchase loan costs were $4,880 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.625% (North Carolina: 6.50%).
Loans in NC
1,155
of 1,225 applications
Denial rate
2.2%
Purchase · NC 7.6%
Rate spread
+0.09 pts
Conv. · NC +0.04 pts
Loan amount
$355,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 961 | 936 | 2.2% | 6.625% | +0.09 pts | $4,880 | $355,000 |
| Refinance | 163 | 146 | 10.4% | 6.375% | +0.08 pts | $3,430 | $365,000 |
| Cash-out refinance | 101 | 73 | 27.7% | — | +0.30 pts | $5,210 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Prosperity Home Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Forsyth County | 11 | 123 | 2.1% |
| Moore County | 11 | 64 | 2.8% |
| Chatham County | 11 | 27 | 2.1% |
| Wake County | 13 | 316 | 1.6% |
| Guilford County | 13 | 123 | 1.9% |
| Granville County | 13 | 13 | 1.6% |
| Halifax County | 15 | 3 | 1.2% |
| Durham County | 16 | 68 | 1.5% |
| Orange County | 16 | 22 | 1.5% |
| Person County | 17 | 5 | 1.1% |
| Franklin County | 19 | 21 | 1.3% |
| Pender County | 19 | 18 | 1.3% |
| Camden County | 20 | 3 | 1.1% |
| Yadkin County | 23 | 3 | 0.8% |
| Dare County | 24 | 4 | 0.8% |
- Prosperity Home Mortgage, LLC nationwide
- North Carolina mortgage market
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- Prosperity Home Mortgage, LLC in Connecticut
- Prosperity Home Mortgage, LLC in Wisconsin
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- Prosperity Home Mortgage, LLC in Missouri
- Prosperity Home Mortgage, LLC in Illinois
- Prosperity Home Mortgage, LLC in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology