Lender in Minnesota · HMDA 2025
Prosperity Home Mortgage, LLC mortgages in Minnesota
Prosperity Home Mortgage, LLC's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Prosperity Home Mortgage, LLC originated 1,572 owner-occupied single-family loans in Minnesota from 1,645 completed applications, making it the state's #7 lender by volume.
Its median conventional purchase loan costs were $4,900 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.625% (Minnesota: 6.625%).
Loans in MN
1,572
of 1,645 applications
Denial rate
2.0%
Purchase · MN 5.2%
Rate spread
+0.21 pts
Conv. · MN +0.15 pts
Loan amount
$315,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,449 | 1,413 | 2.0% | 6.625% | +0.21 pts | $4,900 | $315,000 |
| Refinance | 149 | 130 | 12.8% | 6.125% | +0.01 pts | $6,160 | $345,000 |
| Cash-out refinance | 47 | 29 | 36.2% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Prosperity Home Mortgage, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 48.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lincoln County | 3 | 5 | 6.9% |
| Murray County | 4 | 5 | 5.9% |
| Martin County | 5 | 9 | 4.2% |
| Hennepin County | 6 | 470 | 2.9% |
| Ramsey County | 6 | 175 | 3.0% |
| Pipestone County | 6 | 3 | 3.3% |
| Dakota County | 7 | 197 | 3.0% |
| Renville County | 7 | 5 | 3.4% |
| Watonwan County | 7 | 4 | 4.3% |
| Carver County | 8 | 60 | 3.0% |
| Scott County | 8 | 58 | 2.4% |
| Crow Wing County | 8 | 23 | 2.7% |
| Olmsted County | 9 | 65 | 2.9% |
| Rice County | 9 | 24 | 3.0% |
| Lyon County | 9 | 6 | 2.3% |
| Chisago County | 10 | 23 | 2.5% |
| Anoka County | 12 | 114 | 2.1% |
| Sherburne County | 12 | 29 | 1.6% |
| Goodhue County | 13 | 11 | 1.7% |
| Fillmore County | 13 | 6 | 2.3% |
| Washington County | 14 | 86 | 1.8% |
| Sibley County | 14 | 4 | 1.8% |
| Swift County | 14 | 2 | 2.3% |
| Morrison County | 15 | 7 | 1.8% |
| Wilkin County | 15 | 1 | 1.3% |
| Mille Lacs County | 16 | 7 | 1.6% |
| Le Sueur County | 16 | 6 | 1.5% |
| Steele County | 16 | 6 | 1.2% |
| Todd County | 16 | 4 | 1.5% |
| Waseca County | 16 | 3 | 1.4% |
- Prosperity Home Mortgage, LLC nationwide
- Minnesota mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology