Lender in Georgia · HMDA 2025
Prosperity Home Mortgage, LLC mortgages in Georgia
Prosperity Home Mortgage, LLC's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Prosperity Home Mortgage, LLC originated 933 owner-occupied single-family loans in Georgia from 1,049 completed applications.
Its median conventional purchase loan costs were $6,730 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
933
of 1,049 applications
Denial rate
5.1%
Purchase · GA 9.9%
Rate spread
+0.16 pts
Conv. · GA +0.13 pts
Loan amount
$365,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 821 | 778 | 5.1% | 6.625% | +0.16 pts | $6,730 | $365,000 |
| Refinance | 126 | 93 | 22.2% | — | −0.02 pts | $5,970 | $345,000 |
| Cash-out refinance | 102 | 62 | 39.2% | — | — | — | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Prosperity Home Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clay County | 5 | 1 | 6.3% |
| White County | 10 | 7 | 1.8% |
| Meriwether County | 11 | 5 | 1.7% |
| Fayette County | 13 | 29 | 1.6% |
| Union County | 14 | 6 | 1.4% |
| Liberty County | 16 | 18 | 1.2% |
| Coweta County | 17 | 43 | 1.6% |
| Rabun County | 17 | 2 | 1.1% |
| Cherokee County | 18 | 66 | 1.3% |
| Forsyth County | 18 | 62 | 1.2% |
| Cobb County | 19 | 122 | 1.1% |
| Habersham County | 19 | 7 | 1.1% |
| Gilmer County | 19 | 6 | 1.3% |
| Pike County | 19 | 3 | 0.9% |
| Lumpkin County | 20 | 5 | 1.0% |
| Fulton County | 22 | 161 | 1.2% |
| Hall County | 25 | 26 | 0.9% |
- Prosperity Home Mortgage, LLC nationwide
- Georgia mortgage market
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- Prosperity Home Mortgage, LLC in Virginia
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- Prosperity Home Mortgage, LLC in North Carolina
- Prosperity Home Mortgage, LLC in Maryland
- Prosperity Home Mortgage, LLC in New Jersey
- Prosperity Home Mortgage, LLC in Connecticut
- Prosperity Home Mortgage, LLC in Wisconsin
- Prosperity Home Mortgage, LLC in Arizona
- Prosperity Home Mortgage, LLC in Missouri
- Prosperity Home Mortgage, LLC in Illinois
- Prosperity Home Mortgage, LLC in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology