Lender in California · HMDA 2025
Prosperity Home Mortgage, LLC mortgages in California
Prosperity Home Mortgage, LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Prosperity Home Mortgage, LLC originated 526 owner-occupied single-family loans in California from 582 completed applications.
Its median conventional purchase loan costs were $7,330 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).
Loans in CA
526
of 582 applications
Denial rate
6.3%
Purchase · CA 8.9%
Rate spread
+0.14 pts
Conv. · CA +0.09 pts
Loan amount
$685,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 461 | 427 | 6.3% | 6.750% | +0.14 pts | $7,330 | $685,000 |
| Refinance | 97 | 80 | 17.5% | 6.625% | +0.09 pts | $4,330 | $665,000 |
| Cash-out refinance | 24 | 19 | 20.8% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
California counties where Prosperity Home Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Amador County | 10 | 11 | 2.2% |
| Santa Barbara County | 14 | 45 | 1.7% |
- Prosperity Home Mortgage, LLC nationwide
- California mortgage market
- Prosperity Home Mortgage, LLC in Pennsylvania
- Prosperity Home Mortgage, LLC in Virginia
- Prosperity Home Mortgage, LLC in Minnesota
- Prosperity Home Mortgage, LLC in North Carolina
- Prosperity Home Mortgage, LLC in Maryland
- Prosperity Home Mortgage, LLC in Georgia
- Prosperity Home Mortgage, LLC in New Jersey
- Prosperity Home Mortgage, LLC in Connecticut
- Prosperity Home Mortgage, LLC in Wisconsin
- Prosperity Home Mortgage, LLC in Arizona
- Prosperity Home Mortgage, LLC in Missouri
- Prosperity Home Mortgage, LLC in Illinois
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology