Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Colorado · HMDA 2025

Prosperity Home Mortgage, LLC mortgages in Colorado

Prosperity Home Mortgage, LLC's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.

Prosperity Home Mortgage, LLC originated 203 owner-occupied single-family loans in Colorado from 231 completed applications.

Its median conventional purchase loan costs were $3,950 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.75% (Colorado: 6.50%).

Loans in CO
203
of 231 applications
Denial rate
5.0%
Purchase · CO 6.3%
Rate spread
+0.18 pts
Conv. · CO +0.04 pts
Loan amount
$575,000
Purchase · CO $455,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1611525.0%6.750%+0.18 pts$3,950$575,000
Refinance42359.5%—+0.20 pts$2,650$575,000
Cash-out refinance281642.9%————

*Conventional loans only; medians with at least 20 loans.

Colorado counties where Prosperity Home Mortgage, LLC ranks in the top 25

CountyRankLoansMarket share
Costilla County913.6%
Lincoln County1211.6%
Lake County1621.7%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology