Lender in Michigan · HMDA 2025
Prosperity Home Mortgage, LLC mortgages in Michigan
Prosperity Home Mortgage, LLC's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
Prosperity Home Mortgage, LLC originated 324 owner-occupied single-family loans in Michigan from 373 completed applications.
Its median conventional purchase loan costs were $4,700 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.625% (Michigan: 6.625%).
Loans in MI
324
of 373 applications
Denial rate
6.2%
Purchase · MI 7.8%
Rate spread
+0.38 pts
Conv. · MI +0.23 pts
Loan amount
$205,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 292 | 272 | 6.2% | 6.625% | +0.38 pts | $4,700 | $205,000 |
| Refinance | 35 | 27 | 22.9% | — | — | — | $275,000 |
| Cash-out refinance | 46 | 25 | 45.6% | — | — | — | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where Prosperity Home Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| St. Joseph County | 3 | 63 | 8.0% |
| Gogebic County | 11 | 3 | 1.8% |
| Branch County | 16 | 6 | 1.3% |
| Calhoun County | 19 | 19 | 1.0% |
- Prosperity Home Mortgage, LLC nationwide
- Michigan mortgage market
- Prosperity Home Mortgage, LLC in Pennsylvania
- Prosperity Home Mortgage, LLC in Virginia
- Prosperity Home Mortgage, LLC in Minnesota
- Prosperity Home Mortgage, LLC in North Carolina
- Prosperity Home Mortgage, LLC in Maryland
- Prosperity Home Mortgage, LLC in Georgia
- Prosperity Home Mortgage, LLC in New Jersey
- Prosperity Home Mortgage, LLC in Connecticut
- Prosperity Home Mortgage, LLC in Wisconsin
- Prosperity Home Mortgage, LLC in Arizona
- Prosperity Home Mortgage, LLC in Missouri
- Prosperity Home Mortgage, LLC in Illinois
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology