Lender in Mississippi · HMDA 2025
Renasant Bank mortgages in Mississippi
Renasant Bank's 2025 home-purchase and refinance lending in Mississippi, compared with all lenders in the state.
Renasant Bank originated 1,016 owner-occupied single-family loans in Mississippi from 1,101 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $4,420 versus $4,460 for all Mississippi lenders, at a median 30-year fixed rate of 6.75% (Mississippi: 6.625%).
Loans in MS
1,016
of 1,101 applications
Denial rate
6.7%
Purchase · MS 11.3%
Rate spread
+0.30 pts
Conv. · MS +0.26 pts
Loan amount
$215,000
Purchase · MS $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 842 | 778 | 6.7% | 6.750% | +0.30 pts | $4,420 | $215,000 |
| Refinance | 154 | 147 | 3.9% | 6.875% | +0.24 pts | $4,120 | $205,000 |
| Cash-out refinance | 105 | 91 | 12.4% | 6.990% | +0.56 pts | $4,380 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Mississippi counties where Renasant Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 59.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lee County | 1 | 155 | 16.9% |
| Lowndes County | 1 | 62 | 10.4% |
| Monroe County | 1 | 54 | 18.9% |
| Pontotoc County | 1 | 33 | 13.3% |
| Oktibbeha County | 2 | 36 | 9.5% |
| Itawamba County | 2 | 26 | 13.3% |
| Union County | 2 | 20 | 9.2% |
| Winston County | 2 | 14 | 13.0% |
| Clay County | 2 | 10 | 8.6% |
| Yalobusha County | 2 | 9 | 8.2% |
| Holmes County | 2 | 3 | 9.1% |
| Prentiss County | 3 | 23 | 12.7% |
| Grenada County | 3 | 18 | 11.4% |
| Attala County | 3 | 12 | 10.2% |
| Tippah County | 3 | 9 | 8.6% |
| Calhoun County | 3 | 7 | 8.5% |
| Alcorn County | 4 | 17 | 6.3% |
| Tishomingo County | 4 | 13 | 6.9% |
| Bolivar County | 4 | 11 | 6.6% |
| Perry County | 4 | 5 | 6.7% |
| Choctaw County | 4 | 4 | 9.1% |
| Montgomery County | 4 | 4 | 7.5% |
| Webster County | 4 | 3 | 4.5% |
| Forrest County | 5 | 31 | 4.0% |
| Lafayette County | 5 | 31 | 4.8% |
| Marshall County | 5 | 20 | 4.0% |
| Clarke County | 6 | 6 | 4.8% |
| Lawrence County | 6 | 3 | 3.7% |
| Jefferson Davis County | 6 | 2 | 4.3% |
| Kemper County | 6 | 1 | 4.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology