Lender in South Carolina · HMDA 2025
Renasant Bank mortgages in South Carolina
Renasant Bank's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Renasant Bank originated 489 owner-occupied single-family loans in South Carolina from 504 completed applications.
Its median conventional purchase loan costs were $5,840 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.625% (South Carolina: 6.624%).
Loans in SC
489
of 504 applications
Denial rate
2.0%
Purchase · SC 8.8%
Rate spread
+0.18 pts
Conv. · SC +0.12 pts
Loan amount
$345,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 403 | 393 | 2.0% | 6.625% | +0.18 pts | $5,840 | $345,000 |
| Refinance | 61 | 58 | 1.6% | 6.625% | +0.04 pts | $5,240 | $445,000 |
| Cash-out refinance | 40 | 38 | 5.0% | 6.875% | +0.18 pts | $4,590 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Renasant Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Charleston County | 8 | 163 | 2.4% |
| Calhoun County | 9 | 3 | 2.5% |
| Williamsburg County | 13 | 2 | 1.8% |
| McCormick County | 14 | 2 | 1.6% |
| Saluda County | 18 | 2 | 1.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology