Lender in Tennessee · HMDA 2025
Renasant Bank mortgages in Tennessee
Renasant Bank's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Renasant Bank originated 562 owner-occupied single-family loans in Tennessee from 609 completed applications.
Its median conventional purchase loan costs were $5,400 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.375% (Tennessee: 6.624%).
Loans in TN
562
of 609 applications
Denial rate
7.5%
Purchase · TN 7.7%
Rate spread
+0.04 pts
Conv. · TN +0.11 pts
Loan amount
$315,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 478 | 440 | 7.5% | 6.375% | +0.04 pts | $5,400 | $315,000 |
| Refinance | 82 | 79 | 3.7% | 6.500% | −0.08 pts | $5,960 | $295,000 |
| Cash-out refinance | 49 | 43 | 12.2% | 6.500% | +0.07 pts | $5,400 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Renasant Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wayne County | 2 | 22 | 15.5% |
| Lawrence County | 4 | 25 | 4.4% |
| Grundy County | 5 | 4 | 2.5% |
| Warren County | 7 | 29 | 5.1% |
| Claiborne County | 10 | 11 | 3.5% |
| Van Buren County | 10 | 2 | 2.5% |
| Hardin County | 11 | 6 | 1.8% |
| Fentress County | 11 | 5 | 1.7% |
| Campbell County | 13 | 11 | 2.2% |
| Hancock County | 13 | 1 | 2.2% |
| Cannon County | 14 | 4 | 1.8% |
| Polk County | 16 | 3 | 1.6% |
| Johnson County | 17 | 2 | 1.3% |
| Lewis County | 18 | 2 | 1.0% |
| Shelby County | 19 | 133 | 1.6% |
| Meigs County | 19 | 2 | 1.5% |
| Decatur County | 19 | 1 | 0.8% |
| Humphreys County | 21 | 3 | 0.9% |
| Franklin County | 22 | 5 | 0.7% |
| Giles County | 23 | 4 | 0.8% |
| Moore County | 23 | 1 | 0.8% |
| Davidson County | 25 | 109 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology