Lender in Alabama · HMDA 2025
Renasant Bank mortgages in Alabama
Renasant Bank's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Renasant Bank originated 1,438 owner-occupied single-family loans in Alabama from 1,533 completed applications, making it the state's #9 lender by volume.
Its median conventional purchase loan costs were $4,560 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.625% (Alabama: 6.562%).
Loans in AL
1,438
of 1,533 applications
Denial rate
5.7%
Purchase · AL 9.1%
Rate spread
+0.17 pts
Conv. · AL +0.17 pts
Loan amount
$275,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,212 | 1,133 | 5.7% | 6.625% | +0.17 pts | $4,560 | $275,000 |
| Refinance | 197 | 189 | 4.1% | 6.625% | +0.13 pts | $4,020 | $315,000 |
| Cash-out refinance | 124 | 116 | 6.5% | 6.750% | +0.33 pts | $4,790 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Renasant Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 42.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Etowah County | 2 | 79 | 6.5% |
| Cherokee County | 3 | 12 | 4.3% |
| Montgomery County | 4 | 142 | 5.6% |
| DeKalb County | 4 | 28 | 4.0% |
| Barbour County | 4 | 11 | 6.8% |
| Lee County | 5 | 142 | 5.0% |
| Jackson County | 5 | 36 | 6.4% |
| Pike County | 5 | 15 | 5.2% |
| Jefferson County | 6 | 217 | 2.8% |
| Autauga County | 6 | 48 | 4.9% |
| Washington County | 6 | 4 | 3.5% |
| Marshall County | 7 | 44 | 3.5% |
| Bibb County | 7 | 4 | 2.8% |
| Macon County | 7 | 2 | 3.0% |
| Elmore County | 8 | 57 | 3.9% |
| Houston County | 8 | 35 | 2.4% |
| Tallapoosa County | 8 | 14 | 3.1% |
| Chilton County | 9 | 11 | 2.3% |
| Geneva County | 9 | 9 | 3.1% |
| Henry County | 9 | 7 | 2.7% |
| Wilcox County | 9 | 1 | 2.9% |
| Coffee County | 10 | 18 | 1.8% |
| Lawrence County | 10 | 8 | 2.4% |
| Clay County | 10 | 2 | 2.4% |
| Lauderdale County | 11 | 23 | 1.7% |
| Cullman County | 12 | 22 | 1.9% |
| Shelby County | 13 | 93 | 2.2% |
| Dale County | 13 | 10 | 1.7% |
| Mobile County | 14 | 80 | 1.7% |
| Morgan County | 14 | 35 | 2.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology