Lender in Colorado · HMDA 2025
Resicentral, LLC mortgages in Colorado
Resicentral, LLC's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Resicentral, LLC originated 347 owner-occupied single-family loans in Colorado from 385 completed applications.
Its median conventional purchase loan costs were $5,660 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.375% (Colorado: 6.50%).
Loans in CO
347
of 385 applications
Denial rate
4.7%
Purchase · CO 6.3%
Rate spread
−0.07 pts
Conv. · CO +0.04 pts
Loan amount
$465,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 255 | 232 | 4.7% | 6.375% | −0.07 pts | $5,660 | $465,000 |
| Refinance | 101 | 88 | 4.0% | 6.125% | −0.15 pts | $3,430 | $435,000 |
| Cash-out refinance | 29 | 27 | 3.5% | 6.490% | −0.08 pts | $5,020 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Resicentral, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clear Creek County | 6 | 5 | 2.8% |
| Ouray County | 10 | 2 | 2.4% |
| Gilpin County | 12 | 2 | 1.7% |
| Morgan County | 17 | 5 | 1.3% |
| Saguache County | 17 | 1 | 2.0% |
| Park County | 23 | 4 | 1.0% |
| Rio Grande County | 24 | 1 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology