Lender in Illinois · HMDA 2025
Resicentral, LLC mortgages in Illinois
Resicentral, LLC's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Resicentral, LLC originated 577 owner-occupied single-family loans in Illinois from 659 completed applications.
Its median conventional purchase loan costs were $6,650 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).
Loans in IL
577
of 659 applications
Denial rate
7.6%
Purchase · IL 9.2%
Rate spread
+0.38 pts
Conv. · IL +0.27 pts
Loan amount
$325,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 476 | 418 | 7.6% | 6.750% | +0.38 pts | $6,650 | $325,000 |
| Refinance | 130 | 115 | 3.9% | 6.625% | +0.16 pts | $2,930 | $345,000 |
| Cash-out refinance | 53 | 44 | 3.8% | 6.625% | +0.47 pts | $3,080 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology