Lender in California · HMDA 2025
Resicentral, LLC mortgages in California
Resicentral, LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Resicentral, LLC originated 935 owner-occupied single-family loans in California from 1,062 completed applications.
Its median conventional purchase loan costs were $8,080 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
935
of 1,062 applications
Denial rate
5.1%
Purchase · CA 8.9%
Rate spread
+0.13 pts
Conv. · CA +0.09 pts
Loan amount
$585,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 777 | 698 | 5.1% | 6.625% | +0.13 pts | $8,080 | $585,000 |
| Refinance | 171 | 144 | 4.1% | 6.490% | +0.03 pts | $3,980 | $615,000 |
| Cash-out refinance | 114 | 93 | 6.1% | 6.625% | +0.18 pts | $4,790 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Resicentral, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Del Norte County | 6 | 6 | 3.5% |
| Lake County | 19 | 7 | 1.2% |
| Inyo County | 19 | 1 | 0.9% |
| San Diego County | 21 | 241 | 0.9% |
| Shasta County | 23 | 19 | 1.0% |
| Amador County | 24 | 4 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology