Lender in Texas · HMDA 2025
Resicentral, LLC mortgages in Texas
Resicentral, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Resicentral, LLC originated 473 owner-occupied single-family loans in Texas from 516 completed applications.
Its median conventional purchase loan costs were $7,190 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.49% (Texas: 6.50%).
Loans in TX
473
of 516 applications
Denial rate
3.1%
Purchase · TX 10.2%
Rate spread
+0.14 pts
Conv. · TX +0.09 pts
Loan amount
$305,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 415 | 384 | 3.1% | 6.490% | +0.14 pts | $7,190 | $305,000 |
| Refinance | 56 | 49 | 5.4% | 6.125% | −0.01 pts | $8,380 | $325,000 |
| Cash-out refinance | 45 | 40 | 4.4% | 6.990% | +0.39 pts | $6,350 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Resicentral, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Martin County | 11 | 1 | 2.2% |
| Coleman County | 13 | 1 | 1.9% |
| Bee County | 14 | 2 | 1.4% |
| Nolan County | 16 | 1 | 0.9% |
| Live Oak County | 17 | 1 | 1.3% |
| Polk County | 20 | 3 | 0.9% |
| Moore County | 21 | 2 | 0.9% |
| Andrews County | 25 | 2 | 0.8% |
| Franklin County | 25 | 1 | 0.9% |
| Uvalde County | 25 | 1 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology