Lender in Colorado · HMDA 2025
Sierra Pacific Mortgage Company, Inc. mortgages in Colorado
Sierra Pacific Mortgage Company, Inc.'s 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Sierra Pacific Mortgage Company, Inc. originated 243 owner-occupied single-family loans in Colorado from 253 completed applications.
Its median conventional purchase loan costs were $7,670 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.625% (Colorado: 6.50%).
Loans in CO
243
of 253 applications
Denial rate
1.9%
Purchase · CO 6.3%
Rate spread
−0.02 pts
Conv. · CO +0.04 pts
Loan amount
$525,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 205 | 199 | 1.9% | 6.625% | −0.02 pts | $7,670 | $525,000 |
| Refinance | 32 | 29 | 3.1% | 6.125% | −0.15 pts | $9,740 | $515,000 |
| Cash-out refinance | 16 | 15 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Sierra Pacific Mortgage Company, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montezuma County | 8 | 5 | 1.9% |
| Gilpin County | 11 | 2 | 1.7% |
| Saguache County | 12 | 1 | 2.0% |
| Washington County | 13 | 1 | 1.6% |
- Sierra Pacific Mortgage Company, Inc. nationwide
- Colorado mortgage market
- Sierra Pacific Mortgage Company, Inc. in California
- Sierra Pacific Mortgage Company, Inc. in Texas
- Sierra Pacific Mortgage Company, Inc. in Oregon
- Sierra Pacific Mortgage Company, Inc. in Kansas
- Sierra Pacific Mortgage Company, Inc. in Florida
- Sierra Pacific Mortgage Company, Inc. in Arizona
- Sierra Pacific Mortgage Company, Inc. in Tennessee
- Sierra Pacific Mortgage Company, Inc. in Massachusetts
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology