Lender in Oregon · HMDA 2025
Sierra Pacific Mortgage Company, Inc. mortgages in Oregon
Sierra Pacific Mortgage Company, Inc.'s 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Sierra Pacific Mortgage Company, Inc. originated 365 owner-occupied single-family loans in Oregon from 379 completed applications.
Its median conventional purchase loan costs were $6,290 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.625% (Oregon: 6.625%).
Loans in OR
365
of 379 applications
Denial rate
3.1%
Purchase · OR 5.7%
Rate spread
+0.05 pts
Conv. · OR +0.12 pts
Loan amount
$375,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 319 | 306 | 3.1% | 6.625% | +0.05 pts | $6,290 | $375,000 |
| Refinance | 23 | 23 | 0.0% | — | −0.16 pts | $5,040 | $345,000 |
| Cash-out refinance | 37 | 36 | 2.7% | 6.625% | +0.09 pts | $6,760 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Sierra Pacific Mortgage Company, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Klamath County | 4 | 46 | 5.8% |
| Morrow County | 5 | 7 | 5.9% |
| Wallowa County | 6 | 3 | 4.0% |
| Harney County | 11 | 1 | 1.7% |
| Lincoln County | 15 | 7 | 1.5% |
| Baker County | 16 | 2 | 1.0% |
| Tillamook County | 20 | 3 | 1.0% |
| Multnomah County | 21 | 83 | 1.0% |
| Benton County | 21 | 8 | 1.1% |
| Umatilla County | 22 | 8 | 0.9% |
| Linn County | 24 | 17 | 1.1% |
| Yamhill County | 25 | 11 | 0.9% |
- Sierra Pacific Mortgage Company, Inc. nationwide
- Oregon mortgage market
- Sierra Pacific Mortgage Company, Inc. in California
- Sierra Pacific Mortgage Company, Inc. in Texas
- Sierra Pacific Mortgage Company, Inc. in Kansas
- Sierra Pacific Mortgage Company, Inc. in Florida
- Sierra Pacific Mortgage Company, Inc. in Colorado
- Sierra Pacific Mortgage Company, Inc. in Arizona
- Sierra Pacific Mortgage Company, Inc. in Tennessee
- Sierra Pacific Mortgage Company, Inc. in Massachusetts
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology