Lender in Massachusetts · HMDA 2025
Sierra Pacific Mortgage Company, Inc. mortgages in Massachusetts
Sierra Pacific Mortgage Company, Inc.'s 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Sierra Pacific Mortgage Company, Inc. originated 200 owner-occupied single-family loans in Massachusetts from 218 completed applications.
Its median conventional purchase loan costs were $6,610 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.625% (Massachusetts: 6.575%).
Loans in MA
200
of 218 applications
Denial rate
8.3%
Purchase · MA 6.3%
Rate spread
+0.21 pts
Conv. · MA +0.02 pts
Loan amount
$475,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 168 | 153 | 8.3% | 6.625% | +0.21 pts | $6,610 | $475,000 |
| Refinance | 32 | 30 | 3.1% | 6.125% | −0.14 pts | $4,540 | $395,000 |
| Cash-out refinance | 18 | 17 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
- Sierra Pacific Mortgage Company, Inc. nationwide
- Massachusetts mortgage market
- Sierra Pacific Mortgage Company, Inc. in California
- Sierra Pacific Mortgage Company, Inc. in Texas
- Sierra Pacific Mortgage Company, Inc. in Oregon
- Sierra Pacific Mortgage Company, Inc. in Kansas
- Sierra Pacific Mortgage Company, Inc. in Florida
- Sierra Pacific Mortgage Company, Inc. in Colorado
- Sierra Pacific Mortgage Company, Inc. in Arizona
- Sierra Pacific Mortgage Company, Inc. in Tennessee
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology