Lender in Tennessee · HMDA 2025
Sierra Pacific Mortgage Company, Inc. mortgages in Tennessee
Sierra Pacific Mortgage Company, Inc.'s 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Sierra Pacific Mortgage Company, Inc. originated 206 owner-occupied single-family loans in Tennessee from 242 completed applications.
Its median conventional purchase loan costs were $7,590 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.625% (Tennessee: 6.624%).
Loans in TN
206
of 242 applications
Denial rate
14.6%
Purchase · TN 7.7%
Rate spread
+0.32 pts
Conv. · TN +0.11 pts
Loan amount
$285,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 219 | 187 | 14.6% | 6.625% | +0.32 pts | $7,590 | $285,000 |
| Refinance | 7 | 6 | — | — | — | — | — |
| Cash-out refinance | 16 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Sierra Pacific Mortgage Company, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hancock County | 2 | 3 | 6.5% |
| Scott County | 7 | 6 | 2.2% |
| Washington County | 8 | 52 | 2.6% |
| Unicoi County | 10 | 4 | 1.8% |
| Carter County | 13 | 13 | 2.1% |
| Campbell County | 14 | 10 | 2.0% |
| Sullivan County | 17 | 30 | 1.2% |
| Claiborne County | 17 | 5 | 1.6% |
| Grainger County | 17 | 3 | 1.1% |
| Greene County | 21 | 8 | 0.9% |
| Monroe County | 21 | 6 | 1.1% |
| Hawkins County | 22 | 7 | 1.1% |
| Hamblen County | 25 | 8 | 0.9% |
| Johnson County | 25 | 1 | 0.6% |
- Sierra Pacific Mortgage Company, Inc. nationwide
- Tennessee mortgage market
- Sierra Pacific Mortgage Company, Inc. in California
- Sierra Pacific Mortgage Company, Inc. in Texas
- Sierra Pacific Mortgage Company, Inc. in Oregon
- Sierra Pacific Mortgage Company, Inc. in Kansas
- Sierra Pacific Mortgage Company, Inc. in Florida
- Sierra Pacific Mortgage Company, Inc. in Colorado
- Sierra Pacific Mortgage Company, Inc. in Arizona
- Sierra Pacific Mortgage Company, Inc. in Massachusetts
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology