Lender in Idaho · HMDA 2025
Sunflower Bank, N.A. mortgages in Idaho
Sunflower Bank, N.A.'s 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
Sunflower Bank, N.A. originated 234 owner-occupied single-family loans in Idaho from 238 completed applications.
Its median conventional purchase loan costs were $8,090 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.625% (Idaho: 6.50%).
Loans in ID
234
of 238 applications
Denial rate
0.5%
Purchase · ID 4.9%
Rate spread
+0.13 pts
Conv. · ID +0.06 pts
Loan amount
$385,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 190 | 188 | 0.5% | 6.625% | +0.13 pts | $8,090 | $385,000 |
| Refinance | 20 | 19 | 5.0% | — | — | — | — |
| Cash-out refinance | 28 | 27 | 3.6% | — | +0.37 pts | $5,830 | $375,000 |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where Sunflower Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gem County | 11 | 7 | 2.1% |
| Owyhee County | 11 | 3 | 2.6% |
| Power County | 14 | 1 | 1.8% |
| Elmore County | 16 | 6 | 1.0% |
| Gooding County | 19 | 1 | 0.7% |
| Payette County | 20 | 6 | 1.3% |
| Canyon County | 22 | 66 | 1.3% |
| Bonner County | 22 | 7 | 1.0% |
| Ada County | 25 | 95 | 1.1% |
| Kootenai County | 25 | 32 | 1.0% |
| Boise County | 25 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology