Lender in Washington · HMDA 2025
Sunflower Bank, N.A. mortgages in Washington
Sunflower Bank, N.A.'s 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
Sunflower Bank, N.A. originated 592 owner-occupied single-family loans in Washington from 625 completed applications.
Its median conventional purchase loan costs were $6,940 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.625% (Washington: 6.625%).
Loans in WA
592
of 625 applications
Denial rate
2.3%
Purchase · WA 5.9%
Rate spread
+0.20 pts
Conv. · WA +0.10 pts
Loan amount
$355,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 489 | 478 | 2.3% | 6.625% | +0.20 pts | $6,940 | $355,000 |
| Refinance | 96 | 82 | 11.5% | 6.125% | −0.01 pts | $6,420 | $405,000 |
| Cash-out refinance | 40 | 32 | 17.5% | — | +0.27 pts | $5,800 | $325,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where Sunflower Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Spokane County | 3 | 430 | 5.8% |
| Pend Oreille County | 4 | 8 | 5.1% |
| Stevens County | 5 | 24 | 5.0% |
| Lincoln County | 6 | 6 | 3.5% |
| Walla Walla County | 20 | 5 | 0.8% |
| Okanogan County | 20 | 4 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology