Lender in Oregon · HMDA 2025
Sunflower Bank, N.A. mortgages in Oregon
Sunflower Bank, N.A.'s 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Sunflower Bank, N.A. originated 238 owner-occupied single-family loans in Oregon from 251 completed applications.
Its median conventional purchase loan costs were $7,540 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.625% (Oregon: 6.625%).
Loans in OR
238
of 251 applications
Denial rate
2.5%
Purchase · OR 5.7%
Rate spread
+0.22 pts
Conv. · OR +0.12 pts
Loan amount
$395,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 201 | 196 | 2.5% | 6.625% | +0.22 pts | $7,540 | $395,000 |
| Refinance | 33 | 28 | 15.2% | — | −0.14 pts | — | $445,000 |
| Cash-out refinance | 17 | 14 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Sunflower Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Josephine County | 6 | 37 | 4.1% |
| Tillamook County | 6 | 12 | 4.1% |
| Jackson County | 9 | 66 | 2.6% |
| Jefferson County | 9 | 8 | 2.5% |
| Wasco County | 18 | 3 | 1.2% |
| Curry County | 24 | 1 | 0.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology