Lender in Texas · HMDA 2025
Sunflower Bank, N.A. mortgages in Texas
Sunflower Bank, N.A.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Sunflower Bank, N.A. originated 421 owner-occupied single-family loans in Texas from 458 completed applications.
Its median conventional purchase loan costs were $7,680 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
421
of 458 applications
Denial rate
3.6%
Purchase · TX 10.2%
Rate spread
+0.18 pts
Conv. · TX +0.09 pts
Loan amount
$325,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 365 | 347 | 3.6% | 6.625% | +0.18 pts | $7,680 | $325,000 |
| Refinance | 44 | 38 | 13.6% | — | −0.01 pts | $5,800 | $395,000 |
| Cash-out refinance | 49 | 36 | 24.5% | 6.990% | +0.17 pts | $6,460 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Sunflower Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Houston County | 9 | 3 | 2.5% |
| Ward County | 21 | 1 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology