Lender in Florida · HMDA 2025
The Federal Savings Bank mortgages in Florida
The Federal Savings Bank's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
The Federal Savings Bank originated 316 owner-occupied single-family loans in Florida from 429 completed applications.
Its median conventional purchase loan costs were $6,750 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.75% (Florida: 6.625%).
Loans in FL
316
of 429 applications
Denial rate
14.6%
Purchase · FL 12.8%
Rate spread
+0.41 pts
Conv. · FL +0.14 pts
Loan amount
$365,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 192 | 161 | 14.6% | 6.750% | +0.41 pts | $6,750 | $365,000 |
| Refinance | 60 | 27 | 50.0% | — | — | — | $475,000 |
| Cash-out refinance | 177 | 128 | 25.4% | — | — | — | $375,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where The Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Holmes County | 13 | 2 | 2.0% |
| Dixie County | 20 | 1 | 1.4% |
| Hamilton County | 23 | 1 | 1.6% |
- The Federal Savings Bank nationwide
- Florida mortgage market
- The Federal Savings Bank in Illinois
- The Federal Savings Bank in New York
- The Federal Savings Bank in New Jersey
- The Federal Savings Bank in Virginia
- The Federal Savings Bank in North Carolina
- The Federal Savings Bank in Pennsylvania
- The Federal Savings Bank in Georgia
- The Federal Savings Bank in Ohio
- The Federal Savings Bank in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology