Lender in Pennsylvania · HMDA 2025
The Federal Savings Bank mortgages in Pennsylvania
The Federal Savings Bank's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
The Federal Savings Bank originated 323 owner-occupied single-family loans in Pennsylvania from 398 completed applications.
Its median conventional purchase loan costs were $5,980 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.75% (Pennsylvania: 6.625%).
Loans in PA
323
of 398 applications
Denial rate
8.1%
Purchase · PA 6.7%
Rate spread
+0.49 pts
Conv. · PA +0.17 pts
Loan amount
$245,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 223 | 203 | 8.1% | 6.750% | +0.49 pts | $5,980 | $245,000 |
| Refinance | 30 | 19 | 33.3% | — | — | — | — |
| Cash-out refinance | 145 | 101 | 28.3% | — | — | — | $285,000 |
*Conventional loans only; medians with at least 20 loans.
- The Federal Savings Bank nationwide
- Pennsylvania mortgage market
- The Federal Savings Bank in Illinois
- The Federal Savings Bank in New York
- The Federal Savings Bank in New Jersey
- The Federal Savings Bank in Virginia
- The Federal Savings Bank in North Carolina
- The Federal Savings Bank in Florida
- The Federal Savings Bank in Georgia
- The Federal Savings Bank in Ohio
- The Federal Savings Bank in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology