Lender in New York · HMDA 2025
The Federal Savings Bank mortgages in New York
The Federal Savings Bank's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
The Federal Savings Bank originated 540 owner-occupied single-family loans in New York from 647 completed applications.
Its median conventional purchase loan costs were $7,930 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.625% (New York: 6.50%).
Loans in NY
540
of 647 applications
Denial rate
11.3%
Purchase · NY 9.5%
Rate spread
+0.14 pts
Conv. · NY +0.07 pts
Loan amount
$595,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 502 | 435 | 11.3% | 6.625% | +0.14 pts | $7,930 | $595,000 |
| Refinance | 22 | 12 | 45.5% | — | — | — | — |
| Cash-out refinance | 123 | 93 | 22.8% | 6.625% | +0.24 pts | $10,220 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where The Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Richmond County | 7 | 110 | 3.3% |
| Bronx County | 23 | 25 | 1.2% |
- The Federal Savings Bank nationwide
- New York mortgage market
- The Federal Savings Bank in Illinois
- The Federal Savings Bank in New Jersey
- The Federal Savings Bank in Virginia
- The Federal Savings Bank in North Carolina
- The Federal Savings Bank in Pennsylvania
- The Federal Savings Bank in Florida
- The Federal Savings Bank in Georgia
- The Federal Savings Bank in Ohio
- The Federal Savings Bank in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology