Lender in Illinois · HMDA 2025
The Federal Savings Bank mortgages in Illinois
The Federal Savings Bank's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
The Federal Savings Bank originated 658 owner-occupied single-family loans in Illinois from 769 completed applications.
Its median conventional purchase loan costs were $6,790 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).
Loans in IL
658
of 769 applications
Denial rate
10.1%
Purchase · IL 9.2%
Rate spread
+0.47 pts
Conv. · IL +0.27 pts
Loan amount
$315,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 524 | 466 | 10.1% | 6.875% | +0.47 pts | $6,790 | $315,000 |
| Refinance | 88 | 76 | 10.2% | 6.375% | +0.09 pts | $3,460 | $365,000 |
| Cash-out refinance | 157 | 116 | 24.2% | 7.125% | +0.59 pts | $4,640 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where The Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Union County | 25 | 1 | 0.9% |
- The Federal Savings Bank nationwide
- Illinois mortgage market
- The Federal Savings Bank in New York
- The Federal Savings Bank in New Jersey
- The Federal Savings Bank in Virginia
- The Federal Savings Bank in North Carolina
- The Federal Savings Bank in Pennsylvania
- The Federal Savings Bank in Florida
- The Federal Savings Bank in Georgia
- The Federal Savings Bank in Ohio
- The Federal Savings Bank in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology