Lender in Arkansas · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Arkansas
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 1,440 owner-occupied single-family loans in Arkansas from 1,769 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $4,600 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.771% (Arkansas: 6.625%).
Loans in AR
1,440
of 1,769 applications
Denial rate
11.5%
Purchase · AR 8.5%
Rate spread
+0.29 pts
Conv. · AR +0.17 pts
Loan amount
$275,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 566 | 498 | 11.5% | 6.771% | +0.29 pts | $4,600 | $275,000 |
| Refinance | 737 | 600 | 12.2% | 6.125% | +0.02 pts | $6,220 | $285,000 |
| Cash-out refinance | 466 | 342 | 24.7% | 6.625% | +0.44 pts | $7,810 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where United Wholesale Mortgage (UWM) ranks in the top 25
Showing the 30 counties where it ranks highest, of 64.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Grant County | 2 | 28 | 10.6% |
| Pulaski County | 3 | 203 | 4.1% |
| Garland County | 3 | 72 | 5.9% |
| Stone County | 3 | 8 | 7.1% |
| Benton County | 4 | 310 | 4.7% |
| Miller County | 4 | 25 | 7.2% |
| Sharp County | 4 | 16 | 6.0% |
| Marion County | 4 | 7 | 3.5% |
| Dallas County | 4 | 2 | 5.6% |
| Saline County | 5 | 106 | 4.6% |
| Jefferson County | 5 | 25 | 5.5% |
| Izard County | 5 | 10 | 5.7% |
| Van Buren County | 5 | 8 | 4.3% |
| Montgomery County | 5 | 5 | 7.7% |
| Cleveland County | 5 | 4 | 7.4% |
| Howard County | 5 | 4 | 5.6% |
| Pope County | 6 | 25 | 3.8% |
| Baxter County | 6 | 23 | 3.9% |
| Polk County | 6 | 7 | 3.0% |
| Craighead County | 7 | 62 | 4.2% |
| Crittenden County | 7 | 11 | 2.2% |
| Randolph County | 7 | 7 | 3.9% |
| Perry County | 7 | 5 | 4.3% |
| Lincoln County | 7 | 2 | 4.0% |
| Washington County | 8 | 85 | 2.3% |
| White County | 8 | 37 | 3.5% |
| Crawford County | 8 | 25 | 3.2% |
| Prairie County | 8 | 2 | 2.9% |
| Faulkner County | 9 | 68 | 3.5% |
| Lonoke County | 9 | 56 | 3.8% |
- United Wholesale Mortgage (UWM) nationwide
- Arkansas mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology