Lender in Colorado · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Colorado
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 16,239 owner-occupied single-family loans in Colorado from 18,091 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $6,400 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.50% (Colorado: 6.50%).
Loans in CO
16,239
of 18,091 applications
Denial rate
6.0%
Purchase · CO 6.3%
Rate spread
+0.04 pts
Conv. · CO +0.04 pts
Loan amount
$455,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 10,516 | 9,774 | 6.0% | 6.500% | +0.04 pts | $6,400 | $455,000 |
| Refinance | 5,624 | 4,943 | 9.5% | 6.124% | −0.13 pts | $5,210 | $495,000 |
| Cash-out refinance | 1,951 | 1,522 | 20.3% | 6.625% | +0.21 pts | $6,480 | $375,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where United Wholesale Mortgage (UWM) ranks in the top 25
Showing the 30 counties where it ranks highest, of 62.
| County | Rank | Loans | Market share |
|---|---|---|---|
| El Paso County | 1 | 2,882 | 20.1% |
| Arapahoe County | 1 | 1,887 | 19.5% |
| Jefferson County | 1 | 1,806 | 19.3% |
| Denver County | 1 | 1,647 | 18.2% |
| Douglas County | 1 | 1,549 | 18.6% |
| Adams County | 1 | 1,448 | 16.4% |
| Weld County | 1 | 1,011 | 14.4% |
| Larimer County | 1 | 823 | 14.5% |
| Boulder County | 1 | 656 | 16.4% |
| Pueblo County | 1 | 511 | 19.5% |
| La Plata County | 1 | 235 | 32.7% |
| Broomfield County | 1 | 189 | 17.1% |
| Elbert County | 1 | 121 | 13.5% |
| Teller County | 1 | 119 | 20.5% |
| Fremont County | 1 | 100 | 15.0% |
| Garfield County | 1 | 85 | 11.6% |
| Summit County | 1 | 78 | 15.6% |
| Park County | 1 | 72 | 17.6% |
| Grand County | 1 | 51 | 17.7% |
| Morgan County | 1 | 51 | 12.8% |
| Archuleta County | 1 | 41 | 16.5% |
| Clear Creek County | 1 | 35 | 19.8% |
| Moffat County | 1 | 34 | 19.8% |
| Gilpin County | 1 | 27 | 22.9% |
| Lake County | 1 | 17 | 14.3% |
| Rio Blanco County | 1 | 13 | 12.4% |
| Custer County | 1 | 8 | 8.8% |
| Dolores County | 1 | 5 | 26.3% |
| Mineral County | 1 | 3 | 25.0% |
| Mesa County | 2 | 255 | 9.6% |
- United Wholesale Mortgage (UWM) nationwide
- Colorado mortgage market
- United Wholesale Mortgage (UWM) in California
- United Wholesale Mortgage (UWM) in Florida
- United Wholesale Mortgage (UWM) in Texas
- United Wholesale Mortgage (UWM) in Michigan
- United Wholesale Mortgage (UWM) in Arizona
- United Wholesale Mortgage (UWM) in Georgia
- United Wholesale Mortgage (UWM) in North Carolina
- United Wholesale Mortgage (UWM) in Illinois
- United Wholesale Mortgage (UWM) in New York
- United Wholesale Mortgage (UWM) in Virginia
- United Wholesale Mortgage (UWM) in Washington
- United Wholesale Mortgage (UWM) in Ohio
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology