Lender in Washington · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Washington
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 8,843 owner-occupied single-family loans in Washington from 10,066 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $7,610 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.624% (Washington: 6.625%).
Loans in WA
8,843
of 10,066 applications
Denial rate
5.6%
Purchase · WA 5.9%
Rate spread
+0.14 pts
Conv. · WA +0.10 pts
Loan amount
$485,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 4,858 | 4,539 | 5.6% | 6.624% | +0.14 pts | $7,610 | $485,000 |
| Refinance | 3,576 | 3,068 | 9.7% | 6.125% | −0.07 pts | $6,010 | $515,000 |
| Cash-out refinance | 1,632 | 1,236 | 22.5% | 6.625% | +0.25 pts | $7,140 | $395,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where United Wholesale Mortgage (UWM) ranks in the top 25
Showing the 30 counties where it ranks highest, of 39.
| County | Rank | Loans | Market share |
|---|---|---|---|
| King County | 1 | 1,729 | 6.6% |
| Pierce County | 1 | 1,309 | 10.0% |
| Snohomish County | 1 | 1,023 | 9.1% |
| Clark County | 1 | 796 | 11.1% |
| Spokane County | 1 | 722 | 9.7% |
| Thurston County | 1 | 477 | 11.0% |
| Kitsap County | 1 | 444 | 10.6% |
| Benton County | 1 | 403 | 12.4% |
| Lewis County | 1 | 160 | 13.9% |
| Skagit County | 1 | 155 | 10.7% |
| Clallam County | 1 | 130 | 13.9% |
| Island County | 1 | 129 | 10.2% |
| Franklin County | 1 | 108 | 8.9% |
| Stevens County | 1 | 53 | 11.1% |
| Pacific County | 1 | 35 | 12.0% |
| Jefferson County | 1 | 33 | 9.8% |
| Skamania County | 1 | 17 | 10.7% |
| Wahkiakum County | 1 | 11 | 18.6% |
| Whatcom County | 2 | 240 | 9.4% |
| Cowlitz County | 2 | 166 | 9.6% |
| Chelan County | 2 | 65 | 7.5% |
| Kittitas County | 2 | 45 | 6.7% |
| Douglas County | 2 | 41 | 7.5% |
| Asotin County | 2 | 30 | 10.1% |
| Okanogan County | 2 | 22 | 6.8% |
| Adams County | 2 | 19 | 11.0% |
| Lincoln County | 2 | 12 | 6.9% |
| Pend Oreille County | 2 | 12 | 7.6% |
| Grays Harbor County | 3 | 90 | 8.5% |
| Mason County | 3 | 86 | 8.8% |
- United Wholesale Mortgage (UWM) nationwide
- Washington mortgage market
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- United Wholesale Mortgage (UWM) in Florida
- United Wholesale Mortgage (UWM) in Texas
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- United Wholesale Mortgage (UWM) in Colorado
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- United Wholesale Mortgage (UWM) in Georgia
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology