Lender in Arizona · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Arizona
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 15,979 owner-occupied single-family loans in Arizona from 18,257 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $7,760 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.624% (Arizona: 6.50%).
Loans in AZ
15,979
of 18,257 applications
Denial rate
6.9%
Purchase · AZ 8.2%
Rate spread
+0.17 pts
Conv. · AZ +0.11 pts
Loan amount
$385,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 10,122 | 9,344 | 6.9% | 6.624% | +0.17 pts | $7,760 | $385,000 |
| Refinance | 5,595 | 4,657 | 12.8% | 6.125% | −0.08 pts | $4,870 | $415,000 |
| Cash-out refinance | 2,540 | 1,978 | 20.2% | 6.875% | +0.32 pts | $5,920 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where United Wholesale Mortgage (UWM) ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Maricopa County | 1 | 11,138 | 17.2% |
| Pinal County | 1 | 1,451 | 11.8% |
| Pima County | 1 | 1,197 | 8.3% |
| Mohave County | 1 | 566 | 16.9% |
| Yuma County | 1 | 526 | 18.2% |
| Yavapai County | 1 | 435 | 12.6% |
| Coconino County | 1 | 201 | 17.6% |
| Gila County | 1 | 78 | 13.0% |
| La Paz County | 1 | 10 | 18.2% |
| Cochise County | 2 | 145 | 8.1% |
| Navajo County | 2 | 129 | 13.8% |
| Santa Cruz County | 2 | 48 | 7.2% |
| Apache County | 3 | 22 | 13.5% |
| Greenlee County | 6 | 2 | 6.7% |
| Graham County | 7 | 31 | 6.5% |
- United Wholesale Mortgage (UWM) nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology