Lender in Ohio · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Ohio
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 8,756 owner-occupied single-family loans in Ohio from 10,466 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $5,610 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.625% (Ohio: 6.625%).
Loans in OH
8,756
of 10,466 applications
Denial rate
7.8%
Purchase · OH 7.1%
Rate spread
+0.26 pts
Conv. · OH +0.22 pts
Loan amount
$245,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 5,001 | 4,562 | 7.8% | 6.625% | +0.26 pts | $5,610 | $245,000 |
| Refinance | 3,261 | 2,637 | 14.0% | 6.125% | −0.01 pts | $5,560 | $305,000 |
| Cash-out refinance | 2,204 | 1,557 | 27.2% | 6.874% | +0.45 pts | $7,190 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where United Wholesale Mortgage (UWM) ranks in the top 25
Showing the 30 counties where it ranks highest, of 86.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hamilton County | 1 | 827 | 7.6% |
| Butler County | 1 | 485 | 8.6% |
| Warren County | 1 | 416 | 8.8% |
| Delaware County | 1 | 313 | 7.2% |
| Clermont County | 1 | 260 | 6.9% |
| Fayette County | 1 | 34 | 8.6% |
| Franklin County | 2 | 1,186 | 7.1% |
| Licking County | 2 | 202 | 7.1% |
| Fairfield County | 2 | 181 | 6.6% |
| Union County | 2 | 125 | 7.6% |
| Pickaway County | 2 | 74 | 5.8% |
| Ross County | 2 | 56 | 6.6% |
| Champaign County | 2 | 31 | 6.6% |
| Madison County | 3 | 41 | 5.1% |
| Brown County | 3 | 35 | 5.7% |
| Morrow County | 3 | 22 | 4.5% |
| Montgomery County | 4 | 360 | 4.6% |
| Lucas County | 4 | 291 | 6.2% |
| Mahoning County | 4 | 226 | 8.2% |
| Medina County | 4 | 149 | 5.3% |
| Greene County | 4 | 131 | 4.7% |
| Portage County | 4 | 98 | 5.2% |
| Wood County | 4 | 94 | 5.8% |
| Ashtabula County | 4 | 65 | 5.8% |
| Logan County | 4 | 36 | 5.5% |
| Shelby County | 4 | 31 | 6.5% |
| Clinton County | 4 | 28 | 4.8% |
| Preble County | 4 | 25 | 4.0% |
| Auglaize County | 4 | 23 | 4.3% |
| Hocking County | 4 | 15 | 5.5% |
- United Wholesale Mortgage (UWM) nationwide
- Ohio mortgage market
- United Wholesale Mortgage (UWM) in California
- United Wholesale Mortgage (UWM) in Florida
- United Wholesale Mortgage (UWM) in Texas
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology