Lender in Idaho · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Idaho
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 2,627 owner-occupied single-family loans in Idaho from 2,943 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $7,190 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.499% (Idaho: 6.50%).
Loans in ID
2,627
of 2,943 applications
Denial rate
5.3%
Purchase · ID 4.9%
Rate spread
+0.02 pts
Conv. · ID +0.06 pts
Loan amount
$385,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,732 | 1,631 | 5.3% | 6.499% | +0.02 pts | $7,190 | $385,000 |
| Refinance | 777 | 669 | 9.8% | 6.124% | −0.10 pts | $6,100 | $405,000 |
| Cash-out refinance | 434 | 327 | 22.8% | 6.625% | +0.18 pts | $7,370 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where United Wholesale Mortgage (UWM) ranks in the top 25
Showing the 30 counties where it ranks highest, of 44.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Canyon County | 1 | 439 | 8.3% |
| Nez Perce County | 1 | 76 | 13.1% |
| Blaine County | 1 | 55 | 21.0% |
| Franklin County | 1 | 38 | 18.3% |
| Gem County | 1 | 37 | 11.3% |
| Camas County | 1 | 5 | 19.2% |
| Clark County | 1 | 2 | 40.0% |
| Ada County | 2 | 741 | 8.2% |
| Kootenai County | 2 | 259 | 8.4% |
| Bannock County | 2 | 138 | 10.7% |
| Latah County | 2 | 63 | 16.0% |
| Bonner County | 2 | 46 | 6.8% |
| Madison County | 2 | 38 | 10.0% |
| Fremont County | 2 | 17 | 10.6% |
| Oneida County | 2 | 10 | 11.0% |
| Power County | 2 | 6 | 11.1% |
| Bonneville County | 3 | 145 | 7.1% |
| Twin Falls County | 3 | 142 | 9.6% |
| Jefferson County | 3 | 50 | 8.9% |
| Bingham County | 3 | 38 | 6.4% |
| Shoshone County | 3 | 16 | 7.3% |
| Idaho County | 3 | 15 | 8.6% |
| Boundary County | 3 | 14 | 8.6% |
| Boise County | 3 | 12 | 6.7% |
| Owyhee County | 3 | 10 | 8.8% |
| Benewah County | 3 | 8 | 7.3% |
| Bear Lake County | 3 | 5 | 7.6% |
| Butte County | 3 | 3 | 8.8% |
| Elmore County | 4 | 49 | 8.4% |
| Gooding County | 4 | 14 | 9.2% |
- United Wholesale Mortgage (UWM) nationwide
- Idaho mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology