Lender in Kansas · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Kansas
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 1,645 owner-occupied single-family loans in Kansas from 1,942 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $4,870 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.625% (Kansas: 6.625%).
Loans in KS
1,645
of 1,942 applications
Denial rate
7.3%
Purchase · KS 6.6%
Rate spread
+0.27 pts
Conv. · KS +0.18 pts
Loan amount
$265,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,031 | 949 | 7.3% | 6.625% | +0.27 pts | $4,870 | $265,000 |
| Refinance | 558 | 455 | 11.7% | 6.125% | +0.00 pts | $5,310 | $305,000 |
| Cash-out refinance | 353 | 241 | 28.6% | 6.875% | +0.46 pts | $7,130 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where United Wholesale Mortgage (UWM) ranks in the top 25
Showing the 30 counties where it ranks highest, of 65.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Stevens County | 1 | 8 | 26.7% |
| Leavenworth County | 2 | 101 | 7.0% |
| Seward County | 2 | 20 | 14.4% |
| Sheridan County | 2 | 2 | 14.3% |
| Wyandotte County | 3 | 132 | 6.9% |
| Riley County | 3 | 64 | 8.6% |
| Pottawatomie County | 3 | 34 | 7.7% |
| Jefferson County | 3 | 17 | 5.4% |
| Gray County | 3 | 5 | 11.9% |
| Ellsworth County | 3 | 2 | 8.3% |
| Haskell County | 3 | 2 | 11.8% |
| Johnson County | 4 | 453 | 4.6% |
| Sedgwick County | 4 | 324 | 4.4% |
| Geary County | 4 | 49 | 7.7% |
| Ford County | 4 | 19 | 6.6% |
| Brown County | 4 | 6 | 7.3% |
| Anderson County | 4 | 3 | 3.8% |
| Cheyenne County | 4 | 1 | 12.5% |
| Douglas County | 5 | 56 | 4.2% |
| Jackson County | 5 | 8 | 4.8% |
| Kearny County | 5 | 1 | 3.9% |
| Shawnee County | 6 | 118 | 4.9% |
| Butler County | 6 | 37 | 3.4% |
| Miami County | 6 | 22 | 3.6% |
| Saline County | 6 | 22 | 5.3% |
| Clay County | 6 | 6 | 5.8% |
| Finney County | 7 | 7 | 3.2% |
| Franklin County | 8 | 13 | 2.9% |
| Wabaunsee County | 8 | 4 | 3.4% |
| Wilson County | 8 | 2 | 2.7% |
- United Wholesale Mortgage (UWM) nationwide
- Kansas mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology