Lender in Maine · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Maine
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Maine, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 1,734 owner-occupied single-family loans in Maine from 1,946 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $5,020 versus $4,300 for all Maine lenders, at a median 30-year fixed rate of 6.847% (Maine: 6.625%).
Loans in ME
1,734
of 1,946 applications
Denial rate
5.3%
Purchase · ME 8.3%
Rate spread
+0.29 pts
Conv. · ME +0.23 pts
Loan amount
$355,000
Purchase · ME $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,132 | 1,064 | 5.3% | 6.847% | +0.29 pts | $5,020 | $355,000 |
| Refinance | 462 | 404 | 8.2% | 6.125% | −0.03 pts | $6,180 | $355,000 |
| Cash-out refinance | 352 | 266 | 23.6% | 6.875% | +0.41 pts | $6,620 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Maine counties where United Wholesale Mortgage (UWM) ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cumberland County | 1 | 519 | 12.8% |
| Sagadahoc County | 1 | 47 | 10.0% |
| York County | 2 | 380 | 11.6% |
| Penobscot County | 2 | 203 | 10.6% |
| Androscoggin County | 2 | 154 | 10.3% |
| Oxford County | 2 | 63 | 9.7% |
| Somerset County | 2 | 46 | 8.3% |
| Waldo County | 2 | 41 | 8.4% |
| Kennebec County | 3 | 137 | 8.1% |
| Washington County | 4 | 17 | 6.2% |
| Hancock County | 5 | 31 | 5.8% |
| Knox County | 5 | 23 | 5.7% |
| Lincoln County | 5 | 23 | 5.6% |
| Piscataquis County | 6 | 15 | 7.0% |
| Aroostook County | 7 | 27 | 4.3% |
| Franklin County | 9 | 8 | 2.9% |
- United Wholesale Mortgage (UWM) nationwide
- Maine mortgage market
- United Wholesale Mortgage (UWM) in California
- United Wholesale Mortgage (UWM) in Florida
- United Wholesale Mortgage (UWM) in Texas
- United Wholesale Mortgage (UWM) in Michigan
- United Wholesale Mortgage (UWM) in Colorado
- United Wholesale Mortgage (UWM) in Arizona
- United Wholesale Mortgage (UWM) in Georgia
- United Wholesale Mortgage (UWM) in North Carolina
- United Wholesale Mortgage (UWM) in Illinois
- United Wholesale Mortgage (UWM) in New York
- United Wholesale Mortgage (UWM) in Virginia
- United Wholesale Mortgage (UWM) in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology