Lender in Oklahoma · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Oklahoma
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 2,121 owner-occupied single-family loans in Oklahoma from 2,627 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $5,800 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.625% (Oklahoma: 6.625%).
Loans in OK
2,121
of 2,627 applications
Denial rate
7.4%
Purchase · OK 7.6%
Rate spread
+0.22 pts
Conv. · OK +0.21 pts
Loan amount
$235,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,026 | 933 | 7.4% | 6.625% | +0.22 pts | $5,800 | $235,000 |
| Refinance | 952 | 728 | 16.8% | 6.125% | +0.04 pts | $7,640 | $285,000 |
| Cash-out refinance | 649 | 460 | 28.3% | 6.750% | +0.56 pts | $7,940 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where United Wholesale Mortgage (UWM) ranks in the top 25
Showing the 30 counties where it ranks highest, of 70.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Logan County | 1 | 58 | 5.8% |
| Jackson County | 1 | 42 | 13.8% |
| Greer County | 1 | 5 | 14.7% |
| Oklahoma County | 2 | 474 | 5.0% |
| Texas County | 2 | 25 | 16.0% |
| Craig County | 2 | 10 | 9.4% |
| Beaver County | 2 | 4 | 18.2% |
| Cleveland County | 3 | 172 | 4.7% |
| McClain County | 3 | 34 | 3.9% |
| Lincoln County | 3 | 23 | 5.7% |
| McCurtain County | 3 | 8 | 6.1% |
| Canadian County | 4 | 165 | 4.5% |
| Rogers County | 4 | 82 | 5.6% |
| Grady County | 4 | 49 | 5.3% |
| Comanche County | 5 | 91 | 5.5% |
| Creek County | 5 | 41 | 4.5% |
| Osage County | 5 | 23 | 4.8% |
| Garvin County | 5 | 10 | 4.1% |
| Pawnee County | 5 | 9 | 5.9% |
| Murray County | 5 | 7 | 4.9% |
| Washita County | 5 | 5 | 6.4% |
| Noble County | 5 | 4 | 5.1% |
| Okfuskee County | 5 | 4 | 4.7% |
| Choctaw County | 5 | 3 | 5.7% |
| Cotton County | 5 | 3 | 4.9% |
| Coal County | 5 | 2 | 6.7% |
| Pottawatomie County | 6 | 36 | 4.1% |
| Muskogee County | 6 | 30 | 4.5% |
| Washington County | 6 | 29 | 4.7% |
| Pontotoc County | 6 | 14 | 3.5% |
- United Wholesale Mortgage (UWM) nationwide
- Oklahoma mortgage market
- United Wholesale Mortgage (UWM) in California
- United Wholesale Mortgage (UWM) in Florida
- United Wholesale Mortgage (UWM) in Texas
- United Wholesale Mortgage (UWM) in Michigan
- United Wholesale Mortgage (UWM) in Colorado
- United Wholesale Mortgage (UWM) in Arizona
- United Wholesale Mortgage (UWM) in Georgia
- United Wholesale Mortgage (UWM) in North Carolina
- United Wholesale Mortgage (UWM) in Illinois
- United Wholesale Mortgage (UWM) in New York
- United Wholesale Mortgage (UWM) in Virginia
- United Wholesale Mortgage (UWM) in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology