Lender in Rhode Island · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in Rhode Island
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Rhode Island, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 465 owner-occupied single-family loans in Rhode Island from 591 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $6,060 versus $5,000 for all Rhode Island lenders, at a median 30-year fixed rate of 6.625% (Rhode Island: 6.625%).
Loans in RI
465
of 591 applications
Denial rate
13.5%
Purchase · RI 6.6%
Rate spread
+0.27 pts
Conv. · RI +0.16 pts
Loan amount
$415,000
Purchase · RI $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 289 | 247 | 13.5% | 6.625% | +0.27 pts | $6,060 | $415,000 |
| Refinance | 167 | 123 | 21.6% | 6.094% | −0.10 pts | $6,250 | $415,000 |
| Cash-out refinance | 135 | 95 | 28.9% | 6.550% | +0.10 pts | $6,930 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Rhode Island counties where United Wholesale Mortgage (UWM) ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bristol County | 4 | 21 | 4.1% |
| Washington County | 5 | 42 | 3.3% |
| Providence County | 6 | 287 | 4.2% |
| Newport County | 6 | 27 | 3.6% |
| Kent County | 7 | 88 | 3.5% |
- United Wholesale Mortgage (UWM) nationwide
- Rhode Island mortgage market
- United Wholesale Mortgage (UWM) in California
- United Wholesale Mortgage (UWM) in Florida
- United Wholesale Mortgage (UWM) in Texas
- United Wholesale Mortgage (UWM) in Michigan
- United Wholesale Mortgage (UWM) in Colorado
- United Wholesale Mortgage (UWM) in Arizona
- United Wholesale Mortgage (UWM) in Georgia
- United Wholesale Mortgage (UWM) in North Carolina
- United Wholesale Mortgage (UWM) in Illinois
- United Wholesale Mortgage (UWM) in New York
- United Wholesale Mortgage (UWM) in Virginia
- United Wholesale Mortgage (UWM) in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology