Lender in South Carolina · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in South Carolina
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 5,401 owner-occupied single-family loans in South Carolina from 6,510 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $7,060 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.625% (South Carolina: 6.624%).
Loans in SC
5,401
of 6,510 applications
Denial rate
10.2%
Purchase · SC 8.8%
Rate spread
+0.26 pts
Conv. · SC +0.12 pts
Loan amount
$295,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,795 | 2,481 | 10.2% | 6.625% | +0.26 pts | $7,060 | $295,000 |
| Refinance | 2,222 | 1,822 | 11.0% | 6.125% | +0.04 pts | $7,760 | $345,000 |
| Cash-out refinance | 1,493 | 1,098 | 24.2% | 6.625% | +0.38 pts | $7,640 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where United Wholesale Mortgage (UWM) ranks in the top 25
Showing the 30 counties where it ranks highest, of 46.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Beaufort County | 1 | 246 | 6.9% |
| Lancaster County | 1 | 236 | 9.6% |
| Greenwood County | 1 | 69 | 9.1% |
| Colleton County | 1 | 31 | 9.7% |
| York County | 2 | 536 | 9.1% |
| Greenville County | 2 | 480 | 5.3% |
| Richland County | 2 | 452 | 6.3% |
| Charleston County | 2 | 371 | 5.6% |
| Anderson County | 2 | 222 | 6.6% |
| Pickens County | 2 | 104 | 5.9% |
| Cherokee County | 2 | 44 | 8.0% |
| Abbeville County | 2 | 22 | 10.6% |
| Marion County | 2 | 12 | 6.8% |
| Fairfield County | 2 | 11 | 6.2% |
| Allendale County | 2 | 4 | 16.0% |
| Berkeley County | 3 | 394 | 6.0% |
| Dorchester County | 3 | 250 | 6.4% |
| Orangeburg County | 3 | 46 | 6.5% |
| Georgetown County | 3 | 39 | 5.2% |
| Darlington County | 3 | 35 | 6.2% |
| Calhoun County | 3 | 9 | 7.4% |
| Saluda County | 3 | 7 | 5.1% |
| Williamsburg County | 3 | 6 | 5.6% |
| Lee County | 3 | 5 | 6.8% |
| Spartanburg County | 4 | 426 | 5.7% |
| Horry County | 4 | 370 | 4.2% |
| Lexington County | 4 | 308 | 5.4% |
| Aiken County | 4 | 158 | 5.2% |
| Sumter County | 4 | 90 | 6.1% |
| Florence County | 4 | 79 | 5.3% |
- United Wholesale Mortgage (UWM) nationwide
- South Carolina mortgage market
- United Wholesale Mortgage (UWM) in California
- United Wholesale Mortgage (UWM) in Florida
- United Wholesale Mortgage (UWM) in Texas
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- United Wholesale Mortgage (UWM) in Colorado
- United Wholesale Mortgage (UWM) in Arizona
- United Wholesale Mortgage (UWM) in Georgia
- United Wholesale Mortgage (UWM) in North Carolina
- United Wholesale Mortgage (UWM) in Illinois
- United Wholesale Mortgage (UWM) in New York
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- United Wholesale Mortgage (UWM) in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology