Lender in Colorado · HMDA 2025
U.S. Bank, N.A. mortgages in Colorado
U.S. Bank, N.A.'s 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
U.S. Bank, N.A. originated 661 owner-occupied single-family loans in Colorado from 772 completed applications.
Its median conventional purchase loan costs were $3,930 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.50% (Colorado: 6.50%).
Loans in CO
661
of 772 applications
Denial rate
12.1%
Purchase · CO 6.3%
Rate spread
−0.06 pts
Conv. · CO +0.04 pts
Loan amount
$515,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 530 | 457 | 12.1% | 6.500% | −0.06 pts | $3,930 | $515,000 |
| Refinance | 152 | 128 | 12.5% | 6.125% | −0.12 pts | $3,880 | $565,000 |
| Cash-out refinance | 90 | 76 | 15.6% | 6.625% | +0.15 pts | $3,810 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where U.S. Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Grand County | 4 | 12 | 4.2% |
| San Miguel County | 4 | 6 | 7.6% |
| Otero County | 9 | 5 | 2.8% |
| Alamosa County | 9 | 2 | 2.4% |
| Eagle County | 11 | 15 | 2.6% |
| Pueblo County | 17 | 31 | 1.2% |
| Montrose County | 17 | 7 | 1.2% |
| Chaffee County | 17 | 4 | 1.1% |
| Gilpin County | 18 | 2 | 1.7% |
| Mesa County | 21 | 23 | 0.9% |
| Bent County | 21 | 1 | 2.4% |
| Delta County | 22 | 4 | 0.9% |
| Denver County | 23 | 94 | 1.0% |
| Fremont County | 23 | 7 | 1.1% |
| Douglas County | 25 | 77 | 0.9% |
- U.S. Bank, N.A. nationwide
- Colorado mortgage market
- U.S. Bank, N.A. in California
- U.S. Bank, N.A. in Illinois
- U.S. Bank, N.A. in Washington
- U.S. Bank, N.A. in Minnesota
- U.S. Bank, N.A. in Ohio
- U.S. Bank, N.A. in Missouri
- U.S. Bank, N.A. in Texas
- U.S. Bank, N.A. in Wisconsin
- U.S. Bank, N.A. in Kentucky
- U.S. Bank, N.A. in Florida
- U.S. Bank, N.A. in New York
- U.S. Bank, N.A. in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology