Lender in Georgia · HMDA 2025
U.S. Bank, N.A. mortgages in Georgia
U.S. Bank, N.A.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
U.S. Bank, N.A. originated 300 owner-occupied single-family loans in Georgia from 342 completed applications.
Its median conventional purchase loan costs were $5,160 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.50% (Georgia: 6.624%).
Loans in GA
300
of 342 applications
Denial rate
7.5%
Purchase · GA 9.9%
Rate spread
−0.09 pts
Conv. · GA +0.13 pts
Loan amount
$455,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 254 | 231 | 7.5% | 6.500% | −0.09 pts | $5,160 | $455,000 |
| Refinance | 62 | 52 | 8.1% | 6.375% | −0.11 pts | $3,460 | $535,000 |
| Cash-out refinance | 26 | 17 | 34.6% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where U.S. Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Schley County | 18 | 1 | 2.2% |
| Lee County | 21 | 5 | 0.9% |
| Glynn County | 23 | 9 | 0.7% |
- U.S. Bank, N.A. nationwide
- Georgia mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology