Lender in Tennessee · HMDA 2025
U.S. Bank, N.A. mortgages in Tennessee
U.S. Bank, N.A.'s 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
U.S. Bank, N.A. originated 748 owner-occupied single-family loans in Tennessee from 864 completed applications.
Its median conventional purchase loan costs were $4,810 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.625% (Tennessee: 6.624%).
Loans in TN
748
of 864 applications
Denial rate
10.7%
Purchase · TN 7.7%
Rate spread
+0.04 pts
Conv. · TN +0.11 pts
Loan amount
$355,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 636 | 557 | 10.7% | 6.625% | +0.04 pts | $4,810 | $355,000 |
| Refinance | 103 | 92 | 7.8% | 6.250% | −0.08 pts | $3,490 | $375,000 |
| Cash-out refinance | 125 | 99 | 16.8% | 6.750% | +0.33 pts | $3,920 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where U.S. Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| White County | 4 | 18 | 4.2% |
| Wilson County | 10 | 68 | 1.9% |
| Van Buren County | 14 | 2 | 2.5% |
| Franklin County | 16 | 8 | 1.1% |
| Humphreys County | 16 | 5 | 1.6% |
| Putnam County | 17 | 15 | 1.4% |
| Williamson County | 18 | 60 | 1.2% |
| Cocke County | 18 | 5 | 1.6% |
| Cumberland County | 20 | 12 | 1.3% |
| Davidson County | 21 | 124 | 1.2% |
| Dickson County | 21 | 12 | 1.1% |
| Johnson County | 21 | 2 | 1.3% |
| Montgomery County | 23 | 53 | 0.9% |
| Robertson County | 23 | 14 | 0.8% |
| Cheatham County | 24 | 9 | 1.1% |
| Warren County | 24 | 5 | 0.9% |
| Hardin County | 25 | 3 | 0.9% |
- U.S. Bank, N.A. nationwide
- Tennessee mortgage market
- U.S. Bank, N.A. in California
- U.S. Bank, N.A. in Illinois
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- U.S. Bank, N.A. in Ohio
- U.S. Bank, N.A. in Missouri
- U.S. Bank, N.A. in Texas
- U.S. Bank, N.A. in Wisconsin
- U.S. Bank, N.A. in Kentucky
- U.S. Bank, N.A. in Florida
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- U.S. Bank, N.A. in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology