Lender in Alabama · HMDA 2025
Vanderbilt Mortgage and Finance, Inc. mortgages in Alabama
Vanderbilt Mortgage and Finance, Inc.'s 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Vanderbilt Mortgage and Finance, Inc. originated 325 owner-occupied single-family loans in Alabama from 342 completed applications.
Its median conventional purchase loan costs were $4,080 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.375% (Alabama: 6.562%).
Loans in AL
325
of 342 applications
Denial rate
1.8%
Purchase · AL 9.1%
Rate spread
+0.02 pts
Conv. · AL +0.17 pts
Loan amount
$345,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 331 | 315 | 1.8% | 6.375% | +0.02 pts | $4,080 | $345,000 |
| Refinance | 6 | 6 | — | — | — | — | — |
| Cash-out refinance | 5 | 4 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Vanderbilt Mortgage and Finance, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cleburne County | 10 | 2 | 1.5% |
| Lee County | 13 | 61 | 2.1% |
| Madison County | 17 | 112 | 1.5% |
| Shelby County | 19 | 57 | 1.4% |
| Russell County | 21 | 12 | 1.2% |
- Vanderbilt Mortgage and Finance, Inc. nationwide
- Alabama mortgage market
- Vanderbilt Mortgage and Finance, Inc. in South Carolina
- Vanderbilt Mortgage and Finance, Inc. in Georgia
- Vanderbilt Mortgage and Finance, Inc. in Indiana
- Vanderbilt Mortgage and Finance, Inc. in North Carolina
- Vanderbilt Mortgage and Finance, Inc. in Florida
- Vanderbilt Mortgage and Finance, Inc. in Tennessee
- Vanderbilt Mortgage and Finance, Inc. in Ohio
- Vanderbilt Mortgage and Finance, Inc. in Kentucky
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology