Lender in Florida · HMDA 2025
Vanderbilt Mortgage and Finance, Inc. mortgages in Florida
Vanderbilt Mortgage and Finance, Inc.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Vanderbilt Mortgage and Finance, Inc. originated 533 owner-occupied single-family loans in Florida from 560 completed applications.
Its median conventional purchase loan costs were $4,130 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 5.49% (Florida: 6.625%).
Loans in FL
533
of 560 applications
Denial rate
1.1%
Purchase · FL 12.8%
Rate spread
−0.88 pts
Conv. · FL +0.14 pts
Loan amount
$335,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 552 | 525 | 1.1% | 5.490% | −0.88 pts | $4,130 | $335,000 |
| Refinance | 2 | 2 | — | — | — | — | — |
| Cash-out refinance | 6 | 6 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Vanderbilt Mortgage and Finance, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Polk County | 9 | 243 | 1.9% |
| Osceola County | 17 | 106 | 1.5% |
- Vanderbilt Mortgage and Finance, Inc. nationwide
- Florida mortgage market
- Vanderbilt Mortgage and Finance, Inc. in South Carolina
- Vanderbilt Mortgage and Finance, Inc. in Georgia
- Vanderbilt Mortgage and Finance, Inc. in Indiana
- Vanderbilt Mortgage and Finance, Inc. in North Carolina
- Vanderbilt Mortgage and Finance, Inc. in Tennessee
- Vanderbilt Mortgage and Finance, Inc. in Ohio
- Vanderbilt Mortgage and Finance, Inc. in Alabama
- Vanderbilt Mortgage and Finance, Inc. in Kentucky
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology