Lender in Georgia · HMDA 2025
Vanderbilt Mortgage and Finance, Inc. mortgages in Georgia
Vanderbilt Mortgage and Finance, Inc.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Vanderbilt Mortgage and Finance, Inc. originated 1,372 owner-occupied single-family loans in Georgia from 1,441 completed applications, making it the state's #20 lender by volume.
Its median conventional purchase loan costs were $5,200 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.50% (Georgia: 6.624%).
Loans in GA
1,372
of 1,441 applications
Denial rate
1.7%
Purchase · GA 9.9%
Rate spread
+0.09 pts
Conv. · GA +0.13 pts
Loan amount
$335,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,321 | 1,260 | 1.7% | 6.500% | +0.09 pts | $5,200 | $335,000 |
| Refinance | 47 | 47 | 0.0% | 6.125% | −0.03 pts | $4,670 | $425,000 |
| Cash-out refinance | 73 | 65 | 5.5% | 6.875% | +0.28 pts | $5,060 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Vanderbilt Mortgage and Finance, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wayne County | 3 | 18 | 5.6% |
| Union County | 4 | 20 | 4.7% |
| Fannin County | 4 | 12 | 3.7% |
| Towns County | 4 | 8 | 4.2% |
| Long County | 5 | 41 | 5.7% |
| Liberty County | 6 | 79 | 5.2% |
| Hall County | 7 | 84 | 2.7% |
| Polk County | 7 | 21 | 3.8% |
| Jackson County | 8 | 57 | 2.6% |
| Barrow County | 8 | 54 | 2.5% |
| Walton County | 8 | 49 | 2.6% |
| Effingham County | 9 | 38 | 2.7% |
| Lincoln County | 9 | 3 | 2.8% |
| Muscogee County | 12 | 47 | 2.1% |
| Franklin County | 12 | 4 | 1.5% |
| Dooly County | 12 | 1 | 1.9% |
| Bryan County | 13 | 23 | 1.8% |
| Cherokee County | 14 | 77 | 1.5% |
| Haralson County | 14 | 8 | 1.6% |
| Gilmer County | 14 | 7 | 1.5% |
| Paulding County | 16 | 50 | 1.3% |
| McDuffie County | 16 | 4 | 1.8% |
| Pickens County | 17 | 10 | 1.5% |
| Banks County | 17 | 3 | 1.1% |
| Cobb County | 20 | 120 | 1.1% |
| White County | 20 | 4 | 1.0% |
| Carroll County | 22 | 23 | 1.2% |
| Bartow County | 22 | 22 | 1.0% |
| Dawson County | 24 | 6 | 0.7% |
- Vanderbilt Mortgage and Finance, Inc. nationwide
- Georgia mortgage market
- Vanderbilt Mortgage and Finance, Inc. in South Carolina
- Vanderbilt Mortgage and Finance, Inc. in Indiana
- Vanderbilt Mortgage and Finance, Inc. in North Carolina
- Vanderbilt Mortgage and Finance, Inc. in Florida
- Vanderbilt Mortgage and Finance, Inc. in Tennessee
- Vanderbilt Mortgage and Finance, Inc. in Ohio
- Vanderbilt Mortgage and Finance, Inc. in Alabama
- Vanderbilt Mortgage and Finance, Inc. in Kentucky
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology