Lender in Indiana · HMDA 2025
Vanderbilt Mortgage and Finance, Inc. mortgages in Indiana
Vanderbilt Mortgage and Finance, Inc.'s 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Vanderbilt Mortgage and Finance, Inc. originated 1,295 owner-occupied single-family loans in Indiana from 1,341 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $4,930 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 5.99% (Indiana: 6.625%).
Loans in IN
1,295
of 1,341 applications
Denial rate
2.3%
Purchase · IN 7.4%
Rate spread
−0.30 pts
Conv. · IN +0.24 pts
Loan amount
$325,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,335 | 1,289 | 2.3% | 5.990% | −0.30 pts | $4,930 | $325,000 |
| Refinance | 3 | 3 | — | — | — | — | — |
| Cash-out refinance | 3 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Vanderbilt Mortgage and Finance, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hancock County | 2 | 147 | 5.9% |
| Johnson County | 3 | 201 | 5.5% |
| Madison County | 5 | 87 | 4.1% |
| Shelby County | 5 | 35 | 4.5% |
| Morgan County | 6 | 57 | 3.5% |
| Montgomery County | 6 | 26 | 4.2% |
| Hamilton County | 7 | 234 | 3.0% |
| Howard County | 9 | 56 | 3.6% |
| Bartholomew County | 9 | 47 | 3.6% |
| Tippecanoe County | 10 | 52 | 2.1% |
| Marion County | 15 | 240 | 1.8% |
| Floyd County | 15 | 24 | 1.6% |
| Hendricks County | 21 | 56 | 1.4% |
- Vanderbilt Mortgage and Finance, Inc. nationwide
- Indiana mortgage market
- Vanderbilt Mortgage and Finance, Inc. in South Carolina
- Vanderbilt Mortgage and Finance, Inc. in Georgia
- Vanderbilt Mortgage and Finance, Inc. in North Carolina
- Vanderbilt Mortgage and Finance, Inc. in Florida
- Vanderbilt Mortgage and Finance, Inc. in Tennessee
- Vanderbilt Mortgage and Finance, Inc. in Ohio
- Vanderbilt Mortgage and Finance, Inc. in Alabama
- Vanderbilt Mortgage and Finance, Inc. in Kentucky
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology