Lender in Arizona · HMDA 2025
Waterstone Mortgage Corporation mortgages in Arizona
Waterstone Mortgage Corporation's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
Waterstone Mortgage Corporation originated 334 owner-occupied single-family loans in Arizona from 348 completed applications.
Its median conventional purchase loan costs were $8,340 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.625% (Arizona: 6.50%).
Loans in AZ
334
of 348 applications
Denial rate
2.0%
Purchase · AZ 8.2%
Rate spread
+0.29 pts
Conv. · AZ +0.11 pts
Loan amount
$365,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 295 | 289 | 2.0% | 6.625% | +0.29 pts | $8,340 | $365,000 |
| Refinance | 35 | 31 | 11.4% | 6.375% | −0.02 pts | $5,910 | $445,000 |
| Cash-out refinance | 18 | 14 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
- Waterstone Mortgage Corporation nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology